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SMART HOME IS HERE TO TAKE CARE OF YOUR HOME’S HEROES.
Our flexible appliance cover goes where your warranties and conventional insurance won’t; insuring your major household appliances against all mechanical and electrical breakdowns.
So, if they decide to take a day off, know that you’re set with:
• Full repairs or replacements of same-or-better quality
• Access to reputable repairers
• A maximum of 5 days to source the parts
• Affordable premiums with no excess
• No unexpected costs
Smart Home Appliance Cover is designed to deliver true peace of mind and take care of your appliances so they can always take care of you. Because whatever we can’t repair, we’ll replace, making us the real smart choice.
Smart Home Appliance Cover assists households with mechanical and electrical breakdown cover on major household appliances.
STANDARD PACKAGES
Silver
R114
Premium per home per month
- Flatscreen
- Stove
- Fridge
- Microwave
Replacement cover: limited to R5 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR9
-
Fridge StandardR39
-
Fridge Double doorR44
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR74
-
DecoderR3
-
DishwasherR179
-
Washing Machine StandardR87
-
Washing Machine Industrial Washer (Speed Queen)R114
-
StoveR47
-
MicrowaveR19
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
Silver
R114
Premium per home per month
- Flatscreen
- Stove
- Fridge
- Microwave
Replacement cover: limited to R5 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR9
-
Fridge StandardR39
-
Fridge Double doorR44
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR74
-
DecoderR3
-
DishwasherR179
-
Washing Machine StandardR87
-
Washing Machine Industrial Washer (Speed Queen)R114
-
StoveR47
-
MicrowaveR19
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
Gold
R219
Premium per month
- Flatscreen
- Stove
- Fridge
- Microwave
- Washing Machine
Replacement cover: limited to R10 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR11
-
Fridge StandardR42
-
Fridge Double doorR49
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR85
-
DecoderR4
-
DishwasherR185
-
Washing Machine StandardR92
-
Washing Machine Industrial Washer (Speed Queen)R144
-
StoveR55
-
MicrowaveR19
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
Gold
R219
Premium per month
- Flatscreen
- Stove
- Fridge
- Microwave
- Washing Machine
Replacement cover: limited to R10 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR11
-
Fridge StandardR42
-
Fridge Double doorR49
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR85
-
DecoderR4
-
DishwasherR185
-
Washing Machine StandardR92
-
Washing Machine Industrial Washer (Speed Queen)R144
-
StoveR55
-
MicrowaveR19
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
Diamond
R269
Premium per month
- Flatscreen
- Stove
- Microwave
- Washing Machine
- Decoder
- Fridge (Double Door)
- Sound Bar / Bluetooth Speaker
- Extractor Fan
Replacement cover: limited to R20 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR13
-
Fridge StandardR49
-
Fridge Double doorR54
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR89
-
DecoderR3
-
DishwasherR189
-
Washing Machine StandardR99
-
Washing Machine Industrial Washer (Speed Queen)R154
-
StoveR66
-
MicrowaveR22
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
Diamond
R269
Premium per month
- Flatscreen
- Stove
- Microwave
- Washing Machine
- Decoder
- Fridge (Double Door)
- Sound Bar / Bluetooth Speaker
- Extractor Fan
Replacement cover: limited to R20 000 per claim
Repair cover: up to R20 000 per claim
Appliance age related replacement
excess may apply
-
Flatscreen or Curved TelevisionR13
-
Fridge StandardR49
-
Fridge Double doorR54
-
Bar FridgeR24
-
Sound Bars or Sound SystemR6
-
Tumble DryerR89
-
DecoderR3
-
DishwasherR189
-
Washing Machine StandardR99
-
Washing Machine Industrial Washer (Speed Queen)R154
-
StoveR66
-
MicrowaveR22
-
Extractor FanR5
- * The above items can be added to the standard package. Pricing premium per selected item per month.
- * Rust, lightning and power surge cover is offered at an additional premium
- *Appliance age related replacement excess may apply
WHAT IS COVERED?
Your appliances are covered for repair or even replacement following mechanical or electrical breakdown.
This cover is subject to a 60 day waiting period on all items not under manufacturer warranty.
REPAIRS:
Following the waiting period, the policy covers repair following the breakdown of the appliance due to any mechanical or electrical failure. Specifically to Silver, Gold and Diamond packages are:
- Labour and call out fees.
- Replacement parts.
- Repair cover up to R20 000 per claim.
REPLACEMENT:
After Waiting Period, should your selected insured Appliance’s Core Functionality, be irreparable for any of the below reasons, then we will replace the appliance. The cost of replacement, immediately after the Waiting Period, will be limited to R2 000 per claim. Thereafter the replacement limit will increase by R1 000 per month, where premium was paid within each month up to the Replacement Limits per claim are reflected on your policy schedule.
Replacement cover is valid in the following instances:
- The appliance is not repairable.
- The appliance is uneconomical to repair.
- There are no parts available to repair the appliance.
- The appliance is damaged beyond repair by the contracted repairer.
PERIOD OF COVER:
The Smart Home Appliance Cover is a monthly policy and it renews each month for as long as the premium is paid. The premium is to be paid by debit order.
BENEFITS:
- We help you get your appliances fixed with reputable repairers.
- You are faced with unforeseen expenses to repair your appliances.
- If we can’t repair it, we’ll replace the appliance.
- If we can’t find the parts within 5 days, subject to national disasters, we will replace the appliance.